Quick Answer: A document that may need to be presented to the Secretary of State or DMV that shows you have the minimum amount of insurance required in place.
Not everyone is required to have an SR-22. Typically, you will be notified by the entity requesting the SR-22 and required to provide it to them by a specific date.
Sometimes referred to as a “Financial Responsibility Filing” an SR-22 proves to the State that you have insurance coverage in place. An SR-22 is different than the typical “proof-of-insurance” or “auto ID card”. Sometimes a driver who has an offense on their record may be required to show additional proof of their insurance coverage or carry different limits than is typically required by drivers in that state. In this case, they will need to provide proof they have met the requirements in the form of an SR-22.
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