You may have just lost your personal injury protection (PIP) coverage, and you may not even know it yet. Contrary to popular belief, the Michigan no-fault auto reform has changed more than the actual PIP coverage limits on your auto insurance. Part of this reform has also caused many people to lose their PIP coverage all together.
If you have moved out, you need to consider your coverage.
If you have recently moved out of your parent’s home you may have lost your auto coverage. Even if your parent has agreed to keep you on their policy, you have lost your coverage because it only applies to those individuals residing in the household. The law now outlines that if your address is different than your parent’s that you need your own (separate) coverage.
What is PIP coverage?
In a nutshell, it is the amount of coverage you can (now) elect for your insurance company to pay toward an injured persons medical expenses in the event of an accident.
The downside to this is now, on top of moving out, you now have the responsibility of getting your own auto coverage. The upside? iSCHURING can provide you multiple instant quotes to help get the best coverage for your needs. What’s more? If you are renting or recently bought your own house, we can bundle your home and auto coverage to save you money while giving you the best coverage.
Okay, I need coverage. How do I get it?
Taking the leap to secure your own auto insurance can be daunting, and that is why we are here to help. No pressure, no pushing, just helping. Click the “instant quote” button to get started. This will take you to a new screen to enter in your information. While it takes time to fill out this information, you only need to do it once. Then, we will generate multiple instant quotes from our preferred insurance partners. This can include Auto Owners, Nationwide, among others. When you are ready, you can reach out to us. If you prefer, you can bypass the online form and give us a call to speak with an agent directly. Ultimately your insurance is your choice, and we would like to help you make the best one.
iSCHURING’s Resource Center is meant to provide an overview of the topic, rather than an in-depth review. When deciding how this information applies to your specific situation, we recommend discussing with an iSCHURING licensed insurance agent. Any information provided at iSCHURING may also need to be reviewed by an attorney or tax consultant to determine the best course of action for your unique situation. No information may be copied, reprinted or otherwise reproduced without the expressed written consent of iSCHURING.com.