Please read these terms of use for iSCHURING.com 

Miller-Schuring Agency, Inc dba iSCHURING gives you the right to access information, products and services at iSCHURING.com. By using or accessing iSCHURING.com in any manner, you agree to all terms and conditions contained here in the Terms & Conditions of Use document. If you do not agree with these terms, do not use iSCHURING.com.

Miller-Schuring Agency, Inc dba iSCHURING reserves the right to modify or change the terms and conditions at its sole discretion without prior notice. Please review the Terms & Conditions of Use page to determine if changes have been made, prior to your use.  

Use of iSCHURING.com

iSCHURING.com provides information and services for your use related to insurance and risk management. You are welcome to use this information for your own personal use. However, you may not modify, copy, reprint or otherwise reproduce any content on this web-site, or the design or layout of this website, in any form or media except with the express prior written consent of Miller-Schuring Agency, Inc dba iSCHURING. Commercial use of this site, content and/or services is explicitly prohibited.

iSCHURING reserves the right to change or restrict your use of the site, for any reason, without prior notice to you.

Privacy Policy

Please review our Privacy Policy for information regarding how your nonpublic personal information is used and protected at iSCHURING.com.

No Professional Advice

The Information provided at iSCHURING.com is meant to provide an overview of the topic, rather than an in-depth review. When deciding how this information applies to your specific situation, we recommend discussing with an iSCHURING licensed insurance agent. We do not offer legal or accounting advice. Any information provided from iSCHURING should be reviewed by an attorney, tax consultant or other professional to determine the best course of action for your unique needs and situation. 

Disclaimer of Warranty

There are no representations or guarantees regarding iSCHURING’s products or services. All content provided at iSCHURING.com is provided on an “AS-IS” basis without warranty including security, merchantability, non-infringement or quiet enjoyment. There are no warranties, implied or otherwise provided, regarding the contents accuracy, reliability or fitness for a specific purpose. iSCHURING does not warrant or represent that the operation of this site will be uninterrupted, error-free or free from harmful viruses.

Limitation of Liabilities                                                                                                                          

As permitted by law, Miller-Schuring Agency, Inc dba iSCHURING, employees, agents, members or directors will not be liable to you or any third party for any punitive, direct, indirect, special or incidental or consequential damages. 

Jurisdiction

Use of this site shall be governed by the laws of the State of Michigan subject to the court of jurisdiction in Kalamazoo, County.

Insurance Quotes / Coverages

All quotes provided at iSCHURING.com, through instant electronic means, provided by an agent, or employee of Miller-Schuring Agency, Inc dba iSCHURING or any other means, are based on the information you have provided and are not a contract or “binding” on Miller-Schuring Agency, Inc dba iSCHURING or the carrier offering coverage. In order to obtain coverage, you must complete an application, meet specific underwriting requirements and complete the sales process through one of iSCHURING’s licensed agent’s. No coverage will be placed without the specific written confirmation from the insurance company where coverage is placed.  

All terms and conditions of the insurance companies providing coverage, shall apply in every situation. Please refer to the specific insurance company providing coverage for specific information regarding the issuing of policies.

If you have any question regarding the status of coverage, please contact us at: 1-888-378-7464 for confirmation.  

Third Party Sites – Links to other sites

iSCHURING.com uses or provides links to other web sites that are not owned or operated by Miller-Schuring Agency, Inc dba iSCHURING. We use vendors to provide instant quoting capabilities as well as online self-service capabilities at iSCHURING.com. Please be aware that Miller-Schuring Agency, Inc dba iSCHURING may not be responsible for the Privacy Practices of those sites even though our logo may appear on those sites. Please refer to each linked site’s privacy practices to learn more about their Privacy Practices and how they handle your non-public personal information. 

Username/Passwords

iSCHURING.com utilizes secure areas within our website. These areas may require a user name and password for access. Unauthorized access to these areas is strictly prohibited and punishable by criminal and/or civil law. 

By creating a username and password, you agree to allow iSCHURING to act on your request submitted through the username and password protected area. 

You are responsible for the security and confidentiality of your username and password. You agree that Miller-Schuring Agency, Inc dba iSCHURING will not be held liable for any unauthorized use of your username and password that is not related to the negligence of Miller-Schuring Agency, Inc dba iSCHURING. 

You must notify us immediately, if you believe or have knowledge that someone is or may be using your username and password without your permission. 

Availability of Products and Services

Not all products and services are available in all states.

This web-site is operated and intended for use in the states iSCHURING is specifically licensed in, within the United States of America. Please refer to the Licensed States link for more information regardgin the states we are licensed in. iSCHURING.com is not intended for use outside the specific states we are licensed in or outside the United Stated of America. 

Copyright

The content provided at iSCHURING.com may be copyrighted material and protected under the United States and worldwide copyright laws. Materials provided at our site or referred/linked websites by other parties may be protected by copyright as well. Contact the referred/linked party for information regarding permissive use.

You may not modify, copy, reprint or otherwise reproduce any content on this web-site, or the design or layout of this website, in any form or media except with the express prior written consent of Miller-Schuring Agency, Inc dba iSCHURING. Commercial use of this site, content and/or services is explicitly prohibited.

Logo/Trademark

The trademarks, service marks, slogans, logos and other identifiers displayed on the site are the property of Miller-Schuring Agency, Inc dba iSCHURING or other related parties. You are prohibited from using all trademarks, service marks, slogans, logos and other identifiers without the express written consent of Miller-Schuring Agency, Inc dba iSCHURING or other related party. Contact the other related party for information regarding permissive use. Unauthorized use of Logos or trademarks is strictly prohibited and may be violation of federal and state trademark laws.